Texas Insurance For You!


    Don Kappel
  • Life Insurance
  • Annuities
  • Health Insurance
  • Long Term Care Disability
  • Short Term Care Disability
  • Email Don
  • +1-214-577-1905 (9-6 M-F)
Don Kappel Robbie Rachal
    Robbie Rachal-Bailey
  • Medicare
  • Health Insurance
  • Short term Insurance
  • Dental
  • Life Insurance
  • Email Robbie
  • +1-903-258-4485 (9-6 M-F)
    The Need of Insurance
  • The need of insurance is a pretty basic concept. If someone would suffer financially because of your illness or death, you need some form of insurance!

    Insurance is not a BAD word, but none of us really think we need it, until something happens.

    Health Insurance

    Health insurance is pretty simple, you pay your premium and deductible and the company pays your medical bills. Now you may have a coinsurance or out of pocket expense, usually only a few thousand dollars or less, and you are covered. You could actually go to a web site, such as mine, and get a free quote and even purchase what you need or want right there.

    Life Insurance

    This is where you really need an agent because there are several different types of life insurance. Here is just a few, term insurance, whole life insurance, annuities insurance and so on. So what is best for you? That is where we come in. We will ask many questions, like are you married, do you have children, if so, how many? What kind of financial obligations do you have and what do you anticipate in the future and do you have the income for the future?

    Life insurance today is much different than in past years. Did you know that you don’t have to die to receive funds! Life insurance can be a great investment option with guaranteed returns. Life insurance can protect your home, business and family.

    You have many choices when we talk about insurance, so don't delay and contact either Robbie or Don and let us help you and your family.

    The Companies We Represent:
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  • Independent Insurance Agent
  • United Health One
  • United Health Care
  • AG LIFE

  • MASS MUTUAL

  • Assurant Health

  • Midland National

  • Americo
  • Celtic
    Disclaimer
  • We are commissioned sales people. When we contact you, it is because you had previously gave us permission to do so.