Work hard. Play harder. We'll make sure one accident doesn't ruin both.
I've loaded the trailer at 4 a.m. with a belly full of potato and egg tacos, launched the boat before sunrise, and come home Sunday night already planning next weekend.
I built this bundle for people who live the same way.
Your weekends are packed. So is your garage. This bundle pulls your recreational toys, your home, your vehicles, and your liability into one package — so you can actually enjoy the weekend instead of worrying whether you're covered.
Home base. covered.
Your everyday vehicle and your tow rig.
On the water and getting there.
The side-by-side, the four-wheeler, all of it.
Your home away from home needs its own policy.
Year-round or seasonal — don't let it sit uninsured.
Cargo, utility, enclosed — a lot of people don't know this isn't auto-covered.
If you rent out a property or cabin (Airbnb/VRBO), your homeowners policy won't cover it.
Recreational activities carry real liability. Umbrella is the safety net.
In most cases your auto policy covers liability for a trailer while it's attached — but not physical damage to the trailer itself. A standalone trailer policy covers the actual trailer.
Yes. An RV or camper is not covered under a standard auto or homeowners policy. It needs its own policy that covers it while parked, in transit, and as a temporary residence.
No. The moment you rent your property to paying guests your standard homeowners policy typically excludes coverage. Short-term rental insurance is built specifically for this situation.
Umbrella insurance kicks in when a claim exceeds the limits of your underlying policies — home, auto, boat, ATV. Recreational activities carry real liability risk and umbrella is the safety net that stops one accident from wiping out everything you've built.
Yes — even a parked motorcycle can be stolen, damaged by weather, or involved in an incident. Letting coverage lapse and reinstating it seasonally can also flag you as a higher risk with carriers.
This is Texas. You work hard, you shoot straight — so do I. No pushy sales, no fine print surprises.
Just the right coverage, explained in plain English.
We're not going to sell you coverage you don't need.
But we're also not going to let you leave with gaps you don't know about.
That's the job.
Ready to build your Weekend Warrior Bundle? Simple. Fast. No pressure.